Ensure Personal Safety: Prioritize your safety and avoid disaster zones.
Contact Your Insurance Provider: Notify your insurer promptly to begin the claims process.
Retain Damaged Items: Keep all damaged property for inspection by an adjuster.
Understand Claim Requirements: Confirm filing instructions and whether repair estimates are needed.
Check Claim Time Limits: Be aware of deadlines for filing claims, as they vary by policy.
Record Interactions with Insurers: Document all conversations with adjusters and insurance representatives.
Track Expenses: Save receipts for food, lodging, and emergency repairs to support reimbursement.